

Credit Cards are used for over 90% of Web Purchases
As an e-tailer accepting credit cards, what's the main factor that can cut into
your profit margin? Credit card processing fees! E-Tailers are charged 2.5 to 10
percent of each sale in card processing fees (discount fees, transaction fees,
support fees, statement fees, and Gateway fees).
How can e-tailers minimize those fees? Bypass the middleman also known as Secure
Gateways that charge monthly access and per item transaction fees on top of your
regular monthly card processor fees, by using DevGuru's dgCharge credit card processing
software.
dgCharge is an Active X component that can be easily and seamlessly integrated into
your past, current and future applications, while the dgCharge Virtual Terminal
(included with both versions of dgCharge) provides instant processing capabilities for
those that don't want or need integration.
With DevGuru's dgCharge Basic Edition and dgCharge Professional Edition, you can
process fully-secure credit card transactions directly from your website or Internet
aware application in a matter of seconds and completely eliminate the costly Gateways
and Middleman!

dgCharge Basic Edition Features
- Includes the Basic Edition User Guide: A comprehensive, technical reference guide to
the 21 properties and 10 methods of dgCharge with code examples.
- Quickly integrate dgCharge into your current software or web site. The Step-by-Step
Tutorial will get you up and processing cards in no time.
- Start processing cards immediately with the supplied dgCharge Admin Interface.
- dgCharge Basic uses the advanced data encryption technology of dgEncrypt to securely
store credit card numbers in the transaction database.
- Supports Host Based processing and Automatic Settlement.
- Key-in or swiped transactions are supported for e-tailers, retailers, and hybrids.
- Supports address verification, and CVV-2 data verification for the utmost in online
credit card security. Using these features also lowers your processing fees.
- VISA, MasterCard, Discover, American Express, and more. Ability to process the full
scope of credit card types, including support for purchase cards.
- Earn additional income with dgCharge. Developers, Web Hosting Companies, and Internet
Service Providers have three opportunities to earn extra $$$ with dgCharge.
dgCharge Professional Edition Features
- Includes the Professional Edition User Guide: A comprehensive, technical reference guide
to the 23 properties and 12 methods of dgCharge with code examples.
- Quickly integrate dgCharge into your current software or web site. The Step-by-Step Tutorial
will get you up and processing cards in no time.
- Start processing cards immediately with the supplied dgCharge Admin Interface. Includes a
full complement of reports and administrative programs that can be customized to fit your
client's needs.
- dgCharge Professional uses the advanced data encryption technology of dgEncrypt to securely
store credit card numbers in the transaction database.
- Supports Host Based (automatic and manual settlement) and Terminal Based processing and
settlement.
- Maintains 3 databases: A merchant database containing your merchant account(s) information,
a transaction database containing transaction data for each merchant; and a settlement database
containing detailed information on each Batch settlement.
- Key-in or swiped transactions are supported for e-tailers, retailers, and hybrids.
- Supports address verification, and CVV-2 data verification for the utmost in online credit
card security. Using these features also lowers your processing fees.
- Unlimited merchant accounts. Maintain account information for as many merchant accounts as
you wish with a single dgCharge component.
- VISA, MasterCard, Discover, American Express, and more. Ability to process the full scope
of credit card types, including support for purchase cards.
- Earn additional income with dgCharge. Developers, Web Hosting Companies, and Internet Service
Providers have three opportunities to earn extra $$$ with dgCharge.
dgCharge is available as an electronic delivery only.
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